It’s Time to Get Up Get Out and Get Something

Property is Power!

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It’s Time to Get Up Get Out and Get Something

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There’s a moment in every generation where we are faced with a decision that defines the next. A moment where we can either remain passive or takebold, aggressive steps to shape our future. That moment is now. And the decision is ownership.

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Too many of us are still renting, still waiting, still watching from the sidelines while the cost of housing rises and opportunities quietly slip away.Meanwhile, others are building wealth, equity, and generational security because they made the decision to buy property.

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It’s time to get up, get out, and get something.

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The Power of Real Estate

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I focus a lot on Homeownership because I’ve seen firsthand how powerful it is. Real estate is not just about owning a house it’s about owning your future. It’s about shelter, stability, and strength. It’s about being able to plant roots in a community, raise your children in a safe and secures pace, and know that as they grow your equity grows with them.

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When it’s time for college, that home can be the difference between taking on massive debt or tapping into built-in wealth. That home can help launch a business, cover unexpected costs, or support aging parents. And when it's all said and done, your home becomes a legacy, something you can leave behind that continues to support your family for generations to come.

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This is why I say with urgency: homeownership is not optional. It’s essential.

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The Cost of Waiting

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Right now, there is a dangerous narrative being pushed a subtle discouragement masked as economic reality. “Rates are too high.” “Homes are too expensive.” “It’s better to rent and wait it out.” But let’s be clear: these are not just economic statements, they’re psychological traps. Subliminal messages designed to make us hesitate. To delay. To believe that we can’t.

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We’ve seen this before. We’ve lived it before. Redlining. Jim Crow housing laws. Discriminatory lending practices. These were all strategies used to keep us from owning, to rob us of the chance to build equity and power. So when I hear say, “It’s just not the right time,” I challenge that. Because if not now when? Rent increases. Equity builds for someone else.

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Ownership Is the Foundation

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Homeownership does more than provide a roof over your head it anchors families, stabilizes communities, and transforms futures. It teaches responsibility, fosters pride, and builds a mindset of growth.

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For Black families in particular, closing the homeownership gap is critical to closing the racial wealth gap. According to recent studies, if Black homeownership rose by just 10%, it would add billions in new wealth to our communities. That wealth could fund education, entrepreneurship, healthcare, and more.

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We Can’t Lose Ground

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We’ve come too far. Fought too hard. And sacrificed too much. Our ancestors knew the value of land. They knew that owning something, anything wasa path to freedom. Whether it was a small plot or a city block, property represented security, dignity, and opportunity. We honor them not just by remembering, but by continuing their mission. By owning, By building, and By passing it on. So don’t be fooled by the noise. Don’t get comfortable renting. Don’t let anyone tell you that ownership is out of reach.

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Dr.Anthony O. Kellum – CEO of Kellum Mortgage, LLC Homeownership Advocate, Speaker, Author NMLS# 1267030 NMLS #1567030 O:313-263-6388 W: www.KelluMortgage.com. Property is Power! is a movement to promote home and community ownership. Studies indicate homeownership leads to higher graduation rates, family wealth, and community involvement.

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